Welcome To Open Enrollment

for Plan Year 2027

Understand your benefit options, learn how to use your plans, and find important contacts.

New for 2027

What's New for 2027

Details about benefit changes for the 2027 plan year will be added here. It's your responsibility to review your benefits, coverage elections, and covered dependents. This site's goal is to help you do that confidently. Check back soon for updates.

Medical Plan Updates

Details coming soon. Changes to medical plan options and coverage will be outlined here.

Cost Changes

Details coming soon. Updated premium rates and out-of-pocket costs will be listed here.

New Benefits

Details coming soon. Newly added benefits and programs for 2027 will be announced here.

Contacts

Benefits Resource Center

888-857-0352

mlfbenefits@ajg.com

MLF Benefits Team

574-453-4133


Use this site to…

Understand your benefits

Learn about your medical, dental, vision, savings accounts, wellness programs, life insurance, disability coverage, voluntary benefits, retirement programs.

Compare your medical options

Review the differences between the Traditional Plan and the High Deductible Health Plan (HDHP).

Use benefits effectively

Learn when to use telemedicine, urgent care, emergency care, preventive care, and other support resources.

Before you make decisions

Review your official guide or highlight document first, then confirm your elections in UKG.

Benefits Overview

Watch this video for some important reminders and updates to our 2026 benefits package.

Access Your Benefits in UKG

Your UKG portal is the central hub for managing your benefits enrollment and details. Log in to make changes, view your current elections, and stay informed.

Login Methods

1

Mobile App: Download the UKG app from your device's app store


2

Website: Access the portal directly at ukg.com. Have your login credentials ready.

What You Can Do in UKG

  • Review your current benefit elections.
  • Update personal information (address, beneficiaries).
  • Make changes during open enrollment or qualifying life events.
  • Access important benefit documents and forms.
Benefit Resource Center

Benefit Resource Center

Benefit Support Is Here!

We're pleased to offer year-round, personalized support to help you understand and manage your benefits.

888.857.0352

mlfbenefits@ajg.com

Monday–Friday | 8 a.m.–6 p.m. CT / 9 a.m.–7 p.m. ET

Conversations Are Confidential

Translation services are available for non-English speakers.


Benefit Resource Center representatives can help you with:

Benefit and coverage questions

Enrollment and life event support and navigation

Understanding eligibility rules and costs

Carrier contact information and warm transfers

Help finding in-network providers

Your exact benefit details depend on your employee group. For payroll deductions, coverage start dates, HSA match amounts, and certain life/disability benefits, review the benefit guide or highlight document that applies to you.

Important: Payroll deductions vary by employee group and coverage level. Review your employee-specific benefit highlight or guide before making elections. It's your responsibility to review your benefits, coverage elections, and covered dependents.

This website is intended for illustration and informational purposes only. The plan documents, insurance certificates and policies will serve as the governing documents to determine plan eligibility, benefits and payments. In the case of conflict between the information on this website and the official plan documents, the plan documents will always govern.