Medical
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2027 changes

Contacts

Benefits Resource Center

888-857-0352

mlfbenefits@ajg.com

MLF Benefits Team

Regan Boyn

574-453-4133

rboyn@mapleleaffarms.com

Monica Murillo

574-453-4051

mmurillo@mapleleaffarms.com


Benefits Overview

Watch this video for some important reminders and updates to our 2027 benefits package.

Medical Plan Changes

Most plan features will stay the same for 2027, with these updates:

Primary care visits:

Copay decreases to $25.

Specialty prescriptions:

Copay increases to 35%, up to $250 per prescription.

Provider network:

Out-of-network care will no longer be covered under either medical plan. Choose in-network providers.

Vision & Wellness Updates

Benefits Ending in 2027

The following benefits will no longer be offered:

1

Dependent Care Flexible Spending Account (FSA)

2

Cancer Care program

Documents & Notices

Important Documents & Legal Notices

Federal law requires MLF to provide certain notices. Key documents are summarized below. Contact benefits department for full copies or access them through the document center in the benefits admin system.

Summary of Benefits & Coverage (SBC)

A standardized document for each medical plan showing covered services, exclusions, cost-sharing, and coverage examples. Available from the benefits department.

Summary Plan Description (SPD)

The official governing document for each benefit plan. In any conflict between this guide and the SPD, the SPD governs.

Medicare Part D Notice

MLF's prescription drug coverage is considered Creditable Coverage — it meets or exceeds Medicare Part D standards. Keep this notice if you plan to enroll in Medicare later to avoid late enrollment penalties.

COBRA Notice

If you lose eligibility, you may continue coverage under COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985). You will be notified of your rights and costs.

HIPAA Privacy Notice

The plan complies with HIPAA privacy requirements. Your personal health information is protected. A Notice of Privacy Practices is available from the benefits department.

Women's Health & Cancer Rights Act (WHCRA)

If you have or will have a mastectomy, you are entitled to coverage for reconstruction, prostheses, and treatment of physical complications, subject to plan deductibles and coinsurance.

Surprise Billing Protections

You are protected from balance billing for emergency services and certain out-of-network services at in-network facilities. You are never required to waive these protections. Questions? Contact CMS: 1-800-985-3059 or cms.gov/nosurprises.

Medicaid / CHIP Premium Assistance

If you or your dependents are eligible for Medicaid or CHIP, your state may help pay your employer plan premiums. Contact your state Medicaid office or call 1-877-KIDS-NOW. Special enrollment must be requested within 60 days of eligibility determination.

Benefit documents

Looking for benefit documents?
Log in to UKG, then go to Benefits > Manage My Benefits > Documents to view available benefit guides, plan summaries, notices, and related materials.



Help & support

Need help?
This page is a general overview. It is your responsibility to review your benefits, coverage elections, and covered dependents. Review your official benefit guide or highlight document, confirm your elections in UKG, or contact the Benefit Resource Center for help.

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Benefits Department Contact

Regan Boyn

574-453-4133

rboyn@mapleleaffarms.com

Monica Murillo

574-453-4051

mmurillo@mapleleaffarms.com

(Able to provide assistance in Spanish)

Important: To review your benefit premiums, please consult the benefit highlight, benefit guide, or benefits adminstration system before making your elections.

This website is intended for illustration and informational purposes only. The plan documents, insurance certificates and policies will serve as the governing documents to determine plan eligibility, benefits and payments. In the case of conflict between the information in this booklet and the official plan documents, the plan documents will always govern.