Life Insurance, AD&D, Disability & Beneficiaries

Life Insurance, AD&D, and Disability

Contacts
Benefits Resource Center
888-857-0352
mlfbenefits@ajg.com
MLF Benefits Team
Regan Boyn
574-453-4133
rboyn@mapleleaffarms.com
Monica Murillo
574-453-4051
mmurillo@mapleleaffarms.com

Financial protection for life’s unexpected moments
These benefits can help protect you if you pass away, suffer certain accidental injuries, or are unable to work due to a covered disability.
Life Insurance
Financial protection if you pass away.
AD&D
Coverage for certain accidental injuries.
Disability
Short-Term Disability benefits are provided to eligible employees for qualifying non-work-related illnesses or injuries. 
Benefits
Basic Life and AD&D
Basic Life and AD&D
Maple Leaf Farms provides basic life and AD&D benefits for eligible full-time employees at no cost.
Life insurance may provide a benefit to your beneficiary if you die while covered.
AD&D may provide a benefit if you die or suffer certain injuries because of a covered accident.
Voluntary Life Insurance
Voluntary life insurance may allow you to purchase additional coverage for yourself, your spouse, or dependent children.
You pay the cost of this benefit. Cost and available amounts may depend on your age, gender, coverage amount, eligibility rules, and whether Evidence of Insurability is required.
Evidence of Insurability
Evidence of Insurability, or EOI, is documentation of good health that may be required when enrolling late, increasing coverage, or electing coverage above guarantee issue limits.
If EOI is required, the carrier reviews the information and determines whether coverage is approved.
Disability benefits
Short-Term Disability benefits are provided to eligible employees for qualifying non-work-related illnesses or injuries. Benefits are subject to the eligibility requirements, terms and conditions of the Short-Term Disability Policy.
Long-term disability may provide income protection if you are unable to work for an extended period of time. Check your benefits highlight or guide for availability, benefit amounts, waiting periods, and claim approval rules.
Dependent Child Critical Illness
Dependent Child Critical Illness Insurance provides a lump-sum cash benefit if an insured child is diagnosed with a covered condition. In addition to serious illnesses such as cancer, heart attack, and stroke, the plan covers eight childhood-specific conditions.
Benefit Payment: 100% of the child's coverage amount for a qualifying childhood condition.
Eligibility: Dependent children under age 26. Coverage may extend beyond age 26 for children with qualifying disabilities. Employee Critical Illness coverage is required.
Wellness Screening Benefit: $50 per insured child each calendar year for an eligible screening.
Coverage Amount: $1,250 to $10,000 in $1,250 increments, up to 50% of the employee's elected coverage amount.
Covered Childhood Conditions (100% Benefit):
Down Syndrome
Cerebral Palsy
Complex Congenital Heart Disease
Cystic Fibrosis
Spina Bifida
Cleft Lip/Palate
Type 1 Diabetes Mellitus
Muscular Dystrophy
Important: Childhood-specific conditions must first be diagnosed while coverage is active and before age 18, except Cerebral Palsy, which must be diagnosed before age 5. Each childhood-specific condition is payable once. Additional terms, limitations, and exclusions apply. Refer to the Sun Life Certificate of Coverage for full details.
Beneficiary reminders
Update beneficiary information when you enroll in benefits.
If you are electing or changing basic or voluntary life coverage, UKG may prompt you to provide a beneficiary.
If your beneficiary designation is the same for all life insurance selections, you may be able to apply the same beneficiary to all elections in UKG.
Beneficiaries can be changed during the year.
For your 401(k), beneficiary information should be updated through Empower.
Carrier contact Sun Life Website: sunlife.com 
Phone: 800-786-5433
www.sunlife.com
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We help Clients achieve lifetime financial security and live healthier lives by providing financial insurance solutions for employers of all sizes across the U.S.
Your Responsibility: Review and Confirm Your Benefits
Please take time to review your benefit elections and covered dependents to make sure everything is accurate for the upcoming plan year.
Benefits Coverage Elections
Confirm your selected coverage plans are right for you and your family.
Covered Dependents
Verify that all dependents listed on your plan are current and correct.
Accuracy for the Plan Year
Review all details to make sure everything is accurate heading into the upcoming plan year.
Help & support
Need help?
This page is a general overview. It is your responsibility to review your benefits, coverage elections, and covered dependents. Review your official benefit guide or highlight document, confirm your elections in UKG, or contact the Benefit Resource Center for help.
Benefit Resource Center: 888.857.0352 | mlfbenefits@ajg.com
Monday-Friday, 8 a.m.-6 p.m. CT / 9 a.m.-7 p.m. ET
Conversations are confidential. Translation services are available for non-English speakers.
Next step: Review the official guide or highlight document, confirm your elections in UKG, and contact the Benefit Resource Center if you need help understanding your options.
UKG Benefits Login
FAQ's
Download the UKG app
Apple App Store
Google Play Store

Benefits Department Contact
Regan Boyn
574-453-4133
rboyn@mapleleaffarms.com
Monica Murillo
574-453-4051
mmurillo@mapleleaffarms.com
(Able to provide assistance in Spanish)
Important: To review your benefit premiums, please consult the benefit highlight, benefit guide, or benefits adminstration system before making your elections. 
This website is intended for illustration and informational purposes only. The plan documents, insurance certificates and policies will serve as the governing documents to determine plan eligibility, benefits and payments. In the case of conflict between the information in this booklet and the official plan documents, the plan documents will always govern.
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