Life Insurance, AD&D, Disability & Beneficiaries

Life Insurance, AD&D, and Disability

Contacts
Benefits Resource Center
888-857-0352
mlfbenefits@ajg.com
MLF Benefits Team
574-453-4133
rboyn@mapleleaffarms.com

Financial protection for life’s unexpected moments
These benefits can help protect you if you pass away, suffer certain accidental injuries, or are unable to work due to a covered disability.
Life Insurance
Financial protection if you pass away.
AD&D
Coverage for certain accidental injuries.
Disability
Support if you are unable to work due to a covered disability.
Benefits
Basic Life and AD&D
Basic Life and AD&D
Maple Leaf Farms provides basic life and AD&D benefits for eligible full-time employees at no cost.
Life insurance may provide a benefit to your beneficiary if you die while covered.
AD&D may provide a benefit if you die or suffer certain injuries because of a covered accident.
Voluntary Life Insurance
Voluntary life insurance may allow you to purchase additional coverage for yourself, your spouse, or dependent children.
You pay the cost of this benefit. Cost and available amounts may depend on your age, gender, coverage amount, eligibility rules, and whether Evidence of Insurability is required.
Evidence of Insurability
Evidence of Insurability, or EOI, is documentation of good health that may be required when enrolling late, increasing coverage, or electing coverage above guarantee issue limits.
If EOI is required, the carrier reviews the information and determines whether coverage is approved.
Disability benefits
Short-term disability coverage may provide financial protection by replacing part of your income if you are unable to work due to a non-work-related injury, illness, or birth of a child.
Long-term disability may provide income protection if you are unable to work for an extended period of time. Availability, benefit amounts, waiting periods, and claim approval rules may vary by employee group.
Review your guide
Life insurance amounts, benefit reduction schedules, disability waiting periods, long-term disability availability, and voluntary coverage rules may vary.


Beneficiary reminders
Update beneficiary information when you enroll in benefits.
If you are electing or changing basic or voluntary life coverage, UKG may prompt you to provide a beneficiary.
If your beneficiary designation is the same for all life insurance selections, you may be able to apply the same beneficiary to all elections in UKG.
Beneficiaries can be changed during the year.
For your 401(k), beneficiary information should be updated through Empower.
Carrier contact Sun Life Website: sunlife.com 
Phone: 800-786-5433
www.sunlife.com
Home
We help Clients achieve lifetime financial security and live healthier lives by providing financial insurance solutions for employers of all sizes across the U.S.
Your Responsibility: Review and Confirm Your Benefits
Please take time to review your benefit elections and covered dependents to make sure everything is accurate for the upcoming plan year.
Benefits Coverage Elections
Confirm your selected coverage plans are right for you and your family.
Covered Dependents
Verify that all dependents listed on your plan are current and correct.
Accuracy for the Plan Year
Review all details to make sure everything is accurate heading into the upcoming plan year.
Help & support
Need help?
This page is a general overview. Your exact benefits, costs, coverage start dates, and eligibility rules may depend on your employee group, plan election, coverage level, and pay frequency. It is your responsibility to review your benefits, coverage elections, and covered dependents. Review your official benefit guide or highlight document, confirm your elections in UKG, or contact the Benefit Resource Center for help.
Benefit Resource Center: 888.857.0352 | mlfbenefits@ajg.com
Monday-Friday, 8 a.m.-6 p.m. CT / 9 a.m.-7 p.m. ET
Conversations are confidential. Translation services are available for non-English speakers.
Next step: Review the official guide or highlight document that applies to you, confirm your elections in UKG, and contact the Benefit Resource Center if you need help understanding your options.
UKG Benefits Login
FAQ's
Download the UKG app
Apple App Store
Google Play Store

Benefits Department Contact
Regan Boyn
574-453-4133
rboyn@mapleleaffarms.com
Your exact benefit details may depend on your employee group. For payroll deductions, coverage start dates, HSA match amounts, and certain life/disability benefits, review the benefit guide or highlight document that applies to you.
Important: Payroll deductions vary by employee group and coverage level. Review your employee-specific benefit highlight or guide before making elections.
This website is intended for illustration and informational purposes only. The plan documents, insurance certificates and policies will serve as the governing documents to determine plan eligibility, benefits and payments. In the case of conflict between the information in this booklet and the official plan documents, the plan documents will always govern.